Consumer Deposit Rates

effective 11/13/2019

Woodlands Select Plus

 Interest is compounded daily and credited monthly. Interest checking is a variable rate account and the rate may change after the account is opened. *A $1000.00 opening deposit is required. A $7.00 monthly maintenance fee, plus 20¢ per paper item fee will be assessed if average daily balance for the statement period falls below $1000.00 and there is not at least one direct deposit per statement cycle and a minimum of 5 debit card transactions per statement cycle. Other restrictions apply. Please see your nearest personal banker for more information. *Fees could reduce earnings.

Savings Account

Interest is compounded daily and credited quarterly. All savings accounts are variable rate and rate may change after the account is opened. *A $50.00 opening deposit is required. A $1.00 monthly maintenance fee is assessed if the average daily balance for the month falls below $50.00. (Waived for customers under 18 years). *Fees could reduce earnings.

Money Market Savings

Interest is compounded daily and credited monthly. Interest checking is a variable rate account and the rate may change after the account is opened. *A $2,500.00 opening deposit is required. A $5.00 monthly service charge is assessed if average daily balance for the statement period falls below $2,500.00. *Fees could reduce earnings.

Educational Savings (UTMA)

Interest is compounded daily and credited quarterly. All savings accounts are variable rate and rate may change after the account is opened. *25.00 minimum opening deposit. $5.00 withdrawal fee. $25.00 closing fee prior to age 18. *Fees could reduce earnings.

Certificates of Deposit

CD Special

With $50,000 minimum deposit. APY=Annual Percentage Yield. Interest compounds at maturity for the nine (9) month  CD and compound semi-annually and are paid at maturity.  The listed APY for the nine (9) month CD is valid effective on new CD accounts opened after the effective date at the top of this page; offer may end at any time.  After the CD term expires, the nine (9) month CD will renew to a six (6) month rate which is determined at that time by the Woodlands National Bank CD rate for the appropriate CD term.  Deposits are FDIC insured up to $250,000.  A penalty may be imposed for early withdrawal.  Any fees incurred could reduce earnings. 

Standard CD Rates

*Penalty for early withdrawal may be imposed: Certificates with terms of 1 year or less: the equivalent of 90 days' interest, Certificates with terms over 1 year: the equivalent of 180 days' interest. *Fees could reduce earnings.

IRA Savings

Interest is compounded daily and credited quarterly. All savings accounts are variable rate and rate may change after the account is opened. *$25.00 minimum transfer may be imposed. *Fees could reduce earnings.

IRA Certificate of Deposit

 Interest is compounded and credited semi-annually and at maturity. *Penalty for early withdrawal may be imposed: Certificates with terms of 1 year or less: the equivalent of 90 days' interest, Certificates with terms over 1 year: the equivalent of 180 days' interest. *Fees could reduce earnings.

 
 
 
 
Products and services offered by Woodlands National Bank, Member FDIC, Equal Housing Lender, and are subject to bank/credit approval. For more information about the FDIC, please visit the FDIC home page here. Use the FDIC's Electronic Deposit Insurance Estimator (EDIE) to help calculate your FDIC coverage.  ROUTING NUMBER: 091908881
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