Your Lending Options

Vehicle Loans

Are you ready to hit the water, campground, open road, or snow? Woodlands National Bank can provide financing for the vehicles to take you there.

Refinance Loans

If your credit score has improved or if interest rates have gone down since you first financed your vehicle, refinancing your vehicle loan could lower your monthly payment and save you money over the life of your loan.

Secured Loans

Secured loans might be a good option if you have personal assets such as a vehicle or funds in a certificate of deposit (CD) that can be used as collateral. Secured loans may have lower interest rates, or better terms than unsecured loans. Please consider, with a secured loan, lenders can take possession of the collateral if you do not repay the loan as agreed.


Overdraft Protection

An overdraft line of credit is a loan attached to your checking account. If you run out of money and you've been approved for this type of add-on, the line of credit can cover expenses so that you don’t bounce checks, miss payments, or have your debit card denied.

Unsecured Loans

Depending on your financial needs, personal assets and credit history, an unsecured loan might be the right option for you. Unsecured loans involve receiving a loan without having to put up the collateral needed for a secured loan.


Woodlands National Bank
Small Business Loan​
424 Main Street Onamia, MN 56359   |   Toll Free: (888) 532-4142
Products and services offered by Woodlands National Bank, Member FDIC, Equal Housing Lender, and are subject to bank/credit approval. For more information about the FDIC, please visit the FDIC home page here. Use the FDIC's Electronic Deposit Insurance Estimator (EDIE) to help calculate your FDIC coverage.  ROUTING NUMBER: 091908881
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