Interest is compounded and credited monthly. Interest checking is a variable rate account and the rate may change at any time. *A $500.00 opening deposit is required. A $10.00 monthly maintenance fee, plus 15¢ per debit is assessed if average daily balance for the statement period falls below $500.00.

.75%

.75

Interest is compounded and credited quarterly. All savings accounts are variable rate and rate may change at any time. *A $50.00 opening deposit is required. ** 50¢ per teller or telephone withdrawal over 6 in a month** (no fee for telebank transfers). A $1.00 monthly maintenance fee is assessed if the average daily balance for the month falls below $50.00.(Waived for customers under 18 years).

.75%

.75%

Interest is compounded and credited quarterly. All savings accounts are variable rate and rate may change at any time. No minimum opening deposit is required. No minimum balance required to avoid a service charge. Must have automatic transfer deposit. No withdrawals are allowed. Balances will be disbursed annually in November.

$2,500 - $9,999

1.0000%

1.00%

$10,000 - $24,999

1.0000%

1.00%

$25,000 - $49,999

1.0000%

1.00%

$50,000 - $99,999

1.0000%

1.00%

$100,000 - $999,999

1.10%

1,000,000 and Above

1.2000%

1.21%

4.00%

4.04%

Interest is compounded and credited quarterly. All savings accounts are variable rate and rate may change at any time. *25.00 minimum opening deposit. $5.00 withdrawal fee. $25.00 closing fee prior to age 18.

*9 Month Special

Over $5,000

3.00%

3.02%

*18 Month Special

Over $10,000

3.05%

3.07%

*36 Month Special

Over $5,000
variable to prime

2.50%

2.52%

*54 Month Special

Over $5,000

4.00%

4.04%

6 Month

$2,500-$10,000 ($2,500 Minimum)

2.50% Interest is Credited at Maturity

2.52%

Over $10,000

2.80% Interest is Credited at Maturity

2.82%

1 Year

$1,000-$10,000

2.70%

2.72%

Over $10,000

3.00%

3.02%

2 Year

$1,000-$10,000

2.70%

2.72%

Over $10,000

3.00%

3.02%

3 Year

$1,000-$10,000

3.25%

3.28%

Over $10,000

3.50%

3.53%

4 Year

$1,000-$10,000

3.35%

3.38%

Over $10,000

3.60%

3.63%

5 Year

$1,000-$10,000

3.55%

3.58%

Over $10,000

3.80%

3.84%

6 Year

$1,000-$10,000

3.90%

3.94%

Over $10,000

4.15%

4.19%

5 Year IRA

$1,000 & Over

3.80%

3.84%

6 Year IRA

$1,000 & Over

3.80%

3.84%

3 Year IRA

$2,000 & Over

2.75%

2.77%

$0-$2,500

1.0000%

1.00%

$2,501-$9,999

1.0000%

1.00%

$10,000-$24,999

1.0000%

1.00%

$25,000-$49,999

1.0000%

1.00%

$50,000-$99,999

1.0000%

1.00%

$100,000-$999,999

1.1000%

1.10%

$1,000,000 & Above

1.2000%

1.21%

5 Year IRA

$1,000 & over

3.80%

3.84%

6 Year IRA

$1,000 & over

3.80%

3.84%

3 Year IRA

$2,000 minimum
variable to prime

2.50%

2.52%

Interest is compounded and credited semi-annually and at maturity. *Penalty for early withdrawal: Certificates with terms of 1 year or less: the equivalent of 90 days' interest, Certificates with terms over 1 year: the equivalent of 180 days' interest. **Service fees may reduce earning.