Rates
|
| IRA Savings | Auto | Boat/Camper/RV | ATV/PWC/Snowmobiles |
|---|---|---|---|
| Certificates of Deposit | Unsecured Loans | Checking | Money Market |
|
Certificates of Deposit |
|---|
| Term | Rate | Annual % Yield* | |
|---|---|---|---|
|
*9 Month Special |
Over $5,000 |
3.00% |
3.02% |
|
*18 Month Special |
Over $10,000 |
3.05% |
3.07% |
|
*36 Month Special |
Over $5,000 |
2.75% |
2.77% |
|
*54 Month Special |
Over $5,000 |
4.00% |
4.04% |
|
6 Month |
$2,500-$10,000 ($2,500 Minimum) |
2.50% Interest is Credited at Maturity |
2.52% |
|
Over $10,000 |
2.80% Interest is Credited at Maturity |
2.82% | |
|
1 Year |
$1,000-$10,000 |
2.70% |
2.72% |
|
Over $10,000 |
3.00% |
3.02% | |
|
2 Year |
$1,000-$10,000 |
2.70% |
2.72% |
|
Over $10,000 |
3.00% |
3.02% | |
|
3 Year |
$1,000-$10,000 |
3.25% |
3.28% |
|
Over $10,000 |
3.50% |
3.53% | |
|
4 Year |
$1,000-$10,000 |
3.35% |
3.38% |
|
Over $10,000 |
3.60% |
3.63% | |
|
5 Year |
$1,000-$10,000 |
3.55% |
3.58% |
|
Over $10,000 |
3.80% |
3.84% | |
|
6 Year |
$1,000-$10,000 |
3.90% |
3.94% |
|
Over $10,000 |
4.15% |
4.19% | |
|
5 Year IRA |
$1,000 & Over |
3.80% |
3.84% |
|
6 Year IRA |
$1,000 & Over |
3.80% |
3.84% |
|
3 Year IRA |
$2,000 & Over |
2.75% |
2.77% |
|
Money Market |
|---|
*Interest rates are tiered variable rates.
|
Balance |
Rate |
Annual % Yield |
|---|---|---|
|
$2,500 - $9,999 |
1.0000% |
1.00% |
|
$10,000 - $24,999 |
1.0000% |
1.00% |
|
$25,000 - $49,999 |
1.1000% |
1.10% |
|
$50,000 - $99,999 |
1.3250% |
1.33% |
|
$100,000 - $999,999 |
1.4250% |
1.43% |
|
1,000,000 and Above |
1.5250% |
1.53% |
|
Checking |
|---|
|
Balance |
Rate |
Annual % Yield |
|---|---|---|
|
$0 - $9,999 |
0.25% |
0.25% |
|
$10,000 - $49,000 |
0.50% |
0.50% |
|
$50,000 and Above |
0.50% |
0.50% |
Interest is compounded and credited monthly. Interest checking is a variable rate account and the rate may change at any time.
*A $500.00 opening deposit is required. A $10.00 monthly maintenance fee, plus $.15 per debit is assessed if average daily balance for the statement period falls below $500.00.
|
IRA Savings |
|---|
| Balance | Rate | Annual % Yield* |
|---|---|---|
|
$0-$2,500 |
1.0000% |
1.00% |
|
$2,501-$9,999 |
1.0000% |
1.00% |
|
$10,000-$24,999 |
1.0000% |
1.00% |
|
$25,000-$49,999 |
1.1000% |
1.10% |
|
$50,000-$99,999 |
1.3250% |
1.33% |
|
$100,000-$999,999 |
1.4250% |
1.43% |
|
$1,000,000 & Above |
1.5250% |
1.53% |
*Interest is compounded an credited quarterly. All savings accounts are variable rate and rate may change at any time.
**$25,000 Minimum Transfer Fee may be imposed.
|
Installment Loan Rates |
|---|
| Loan Type | Max Term | RATE | APR* | Approx. Monthly Pmt |
|---|---|---|---|---|
|
Auto Loans |
60 Months |
As low as 6.25% |
6.262% |
$390* |
* Based on $20,000 loan amount for 60 month term
| Loan Type | Max Term | RATE | APR* | Approx. Monthly Pmt |
|---|---|---|---|---|
|
ATV's, Snowmobiles |
36 Months |
As low as 9.25% |
9.276% |
$161* |
* Based on $5,000 loan amount for 36 month term
| Loan Type | Max Term | RATE | APR* | Approx. Monthly Pmt |
|---|---|---|---|---|
|
Boats, RV's |
84 Months |
As low as 7.25% |
7.262% |
$305* |
* Based on $20,000 loan amount for 84 month term
| Loan Type | Max Term | RATE | APR* | Approx. Monthly Pmt |
|---|---|---|---|---|
|
Mobile Homes |
60 Months |
As low as 7.75% |
7.760% |
$189* |
* Based on $20,000 loan amount with 180 month amortization. Loan would have a balloon payment after 60 months
| Loan Type | Max Term | RATE | APR* | Approx. Monthly Pmt |
|---|---|---|---|---|
|
Unsecured |
48 Months |
As low as 10.00% |
10.024% |
$254* |
* Based on $10,000 loan amount for 48 month term
The rates disclosed are the lowest rates available at Woodlands National Bank. Your interest rate may vary depending on credit history and loan amount.
Please contact one of our Personal Banking Representatives for rates and terms available based on model years and loan amounts. All loans under $4,000 will be charged a $25.00 loan administrative fee at closing.
These rates are subject to change without notice.