Business Services

Performance Checking

  • No minimum balance required
  • Earnings credit - currently at 1%
  • $7.00 monthly service fee
  • .10 per withdrawal
  • .06 per transit check (deposited items)
  • Earnings credit will not exceed the service charge
  • Performance Checking is set up on Account Analysis
    • Included in analysis is: (soft charges)
      • Incoming and outgoing wires
      • Item return charges
      • RDC fees
      • Cash Management (below)
      • Bill Pay

 

Success Checking

  • $50.00 opening deposit
  • No minimum balance
  • Limited to 25 deposited items per month
  • Limited to 25 debits per month
  • If customer exceeds 25 deposited items there is a fee of .10 per deposited item
  • If customer exceeds 25 withdrawals there is a fee of .15 per debit
  • Statement cycle ends the last day of the month



 

Business Loans

  • SBA Loans
  • Lines of Credit
  • Real Estate Loans
  • Term Loans for Business Equipment

 

Cash Management Online Services

  • Advanced Internet Banking Services - Create and authorize special internal logon credentials for employees, allowing access only to those features you choose. Our internet banking site allows you to review account histories, review copies of paid checks and transfer money between accounts, all from our encrypted website.
  • Remote Deposit Capture - Remote deposit is a simple and secure method that allows you to deposit checks right from your office. Save time and reduce costs and risks by allowing us to help you turn your PC into a virtual teller.
  • Bill Pay Service - Pay Bills online as part of our free internet banking service.
  • Direct Deposit Service - We will process your NACHA formatted direct deposit payroll file at no extra cost to you.
  • ACH Services - Allows you to initiate ACH deposits and payments through our secure internet banking site. This provides both safety and convenience.
  • Wire Services - Safe and secure means of moving large dollar amounts from bank to bank within the US and Internationally. Wires can be initiated via online or in person.
  • Debit Card - Access your account with the use of a Visa debit card. This allows you to access cash at ATMs or to purchase goods and services wherever Visa is accepted. The funds are debited automatically from your checking account.
  • Merchant Card Processing - Accept credit and debit cards through your website, retail store or phone center. Direct deposit of funds to your Woodlands National Bank account is fast and convenient. 24 hour customer service help line is available.
  • Positive Pay - An automated check matching program that allows you to monitor checks processed for payment against your account and reject unauthorized transactions before losses occur.