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Current Rates
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| Updated 04/16/2012 |
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Balance
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Interest Rate
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Annual Percentage Yield**
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$0.0 - $999.99
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.0%
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.0%
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$1,000.00 - $9,999.99
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.15
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.15%
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$10,000.00 - $49,999.99
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.35%
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.35
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$50,000.00 and above
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.50%
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.50%
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Interest is compounded and credited monthly. Interest checking is a variable rate account and the rate may change after the account is opened. *A $1000.00 opening deposit is required. A $7.00 monthly maintenance fee, plus 25¢ per paper item fee will be assessed if average daily balance for the statement period falls below $1000.00. Other restrictions apply. Please see your nearest personal banker for more information. *Fees could reduce earnings.
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Quality Checking
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Balance
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Interest Rate
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Annual Percentage Yield**
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$0.00 - $9,999.99
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.10%
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.10%
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$10,000.00 - $49,999.99
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.20%
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.20%
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$50,000.00 and above
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.30%
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.30
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Interest is compounded and credited monthly. Interest checking is a variable rate account and the rate may change after the account is opened. *A $500.00 opening deposit is required. A $10.00 monthly maintenance fee, plus 15¢ per per paper withdrawal is assessed if average daily balance for the statement period falls below $500.00. *Fees could reduce earnings.
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Interest Rate
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Annual Percentage Yield**
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.30%
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.30
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Interest is compounded and credited quarterly. All savings accounts are variable rate and rate may change after the account is opened. *A $50.00 opening deposit is required. ** 50¢ per teller or telephone withdrawal over 6 in a month** (no fee for telebank transfers or Internet). A $1.00 monthly maintenance fee is assessed if the average daily balance for the month falls below $50.00.(Waived for customers under 18 years). *Fees could reduce earnings.
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Money Market Savings Account
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Balance
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Interest Rate
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Annual Percentage Yield
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$2,500.00 - $9,999.99
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.15%
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.15%
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$10,000.00 - $24,999.99
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.15%
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.15%
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$25,000.00 - $49,999.99
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.40%
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.40%
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$50,000.00 - $99,999.99
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.40%
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.40%
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$100,000.00 - $999,999.99
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.40%
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1,000,000.00 and Above
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.40%
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.40%
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| Interest is compounded and credited quarterly. All savings accounts are variable rate and rate may change after the account is opened. * An average daily balance of $2,500 must be maintained to earn interest and to avoid a $5.00 monthly maintenance fee . *Fees could reduce earnings. |
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Educational Savings (UTMA)
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Interest Rate
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Annual Percentage Yield**
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1.25%
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1.26%
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Interest is compounded and credited quarterly. All savings accounts are variable rate and rate may change after the account is opened. *25.00 minimum opening deposit. $5.00 withdrawal fee. $25.00 closing fee prior to age 18. *Fees could reduce earnings.
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| Term |
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Interest Rate |
Annual Percentage Yield* |
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6 Month
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$2,500.00-$9,999.99 ($2,500.00 Minimum)
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.20% Interest is Credited at Maturity
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.20%
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$10,000.00 and above
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.40% Interest is Credited at Maturity
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.40%
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1 Year
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$1,000.00-$9,999.99
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.30%
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.30%
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$10,000.00 and above
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.55%
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.55%
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2 Year
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$1,000.00-$9,999.99
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.50%
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.50%
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$10,000.00 and above
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.75%
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.75%
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3 Year
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$1,000.00-$9,999.99
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.75%
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.75%
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$10,000.00 and above
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1.00%
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1.00%
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4 Year
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$1,000.00-$9,999.99
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1.05%
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1.05%
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$10,000.00 and above
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1.30%
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1.30%
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5 Year
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$1,000.00-$9,999.99
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1.34%
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1.35%
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$10,000.00 and above
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1.59%
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1.60%
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Interest is compounded and credited semi-annually and at maturity. *Penalty for early withdrawal may be imposed: Certificates with terms of 1 year or less: the equivalent of 90 days' interest, Certificates with terms over 1 year: the equivalent of 180 days' interest. *Fees could reduce earnings..
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| Balance |
Interest Rate |
Annual Percentage Yield* |
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$0.00-$2,500.00
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.30%
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.30%
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$2,500.01-$9,999.99
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.30%
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.30%
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$10,000.00-$24,999.99
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.30%
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.30%
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$25,000.00-$49,999.99
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.35%
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.35%
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$50,000.00-$99,999.99
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.35%
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.35%
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$100,000.00-$999,999.99
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.35%
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.35%
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$1,000,000.00 & Above
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.35%
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.35%
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Interest is compounded and credited quarterly. All savings accounts are variable rate and rate may change after the account is opened. *$25.00 minimum transfer may be imposed. *Fees could reduce earnings.
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IRA Certificates of Deposit
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| Term |
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Interest Rate |
Annual Percentage Yield* |
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5 Year IRA
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$1,000 & over
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1.19%
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1.19%
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3 Year IRA
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$2,000 minimum
variable to prime
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.75%
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.75%
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Interest is compounded and credited semi-annually and at maturity. *Penalty for early withdrawal may be imposed: Certificates with terms of 1 year or less: the equivalent of 90 days' interest, Certificates with terms over 1 year: the equivalent of 180 days' interest. *Fees could reduce earnings.
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